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Uber & Lyft Accidents

St. Louis Uber & Lyft Accident Lawyer

Fighting For Rideshare Accident Victims in Missouri

Car accidents involving Uber and Lyft platforms in St. Louis often raise questions that go beyond a typical car crash. Insurance coverage can shift based on whether the driver was logged into the app, actively transporting a passenger, or driving for personal reasons. Missouri law also allows multiple insurance policies to apply in a single claim, which can create confusion and delay for injured victims. Working with a St. Louis rideshare accident lawyer means having an advocate who understands how these layered insurance rules work and how to protect your claim from the start.

At Sedey Harper Westhoff, we take a hands-on approach to Uber and Lyft accident cases because we know liability is rarely simple. Our team conducts detailed investigations to determine whether the fault lies with the driver, the rideshare company’s insurance coverage, or other involved parties. By reviewing app activity, crash reports, and the decisions made leading up to the collision, we work to uncover negligence and build a strong, evidence-based claim.

Call Sedey Harper Westhoff today at (314) 819-0963 or contact us online to schedule a consultation with our rideshare accident attorney in St. Louis.

The Complexities of Lyft and Uber Accidents in St. Louis

In St. Louis, claims involving Uber or Lyft often raise immediate questions about insurance coverage, driver status, and which party is truly responsible. For injured passengers and motorists, this uncertainty can be overwhelming at a time when the focus should be on recovery.

  • Rideshare accidents involve layered insurance coverage that shifts depending on whether the app was off, waiting for a ride request, or actively transporting a passenger.
  • Lyft and Uber carry commercial insurance policies, but determining when those policies apply is frequently disputed by insurers.
  • At Sedey Harper Westhoff, we rely on more than 40 years of law experience, including personal injury cases, to interpret complex policy language and identify the coverage that applies to your claim.
  • Coverage limits and conditions vary based on the ride phase and jurisdiction, directly affecting the compensation available after a crash.
  • Insurers often exploit these gray areas to delay claims or reduce payouts, especially when multiple policies may apply.
  • We analyze trip logs, app data, and insurance provisions to prevent injured clients from being caught between competing carriers.

When several insurers point fingers instead of taking responsibility, having a legal team that understands both rideshare operations and Missouri injury law makes a real difference. By coordinating the insurance issues and keeping you informed at every step, we help reduce stress, protect your claim, and allow you to focus on medical care and moving forward.

Why Choose Our St. Louis Uber & Lyft Accident Lawyer?

Our firm stands out due to our dedication to personal injury victims, reflected in significant legal outcomes. With an approach that emphasizes understanding each client’s unique circumstances, we build a customized strategy to pursue the best possible outcome. Our commitment is not just local; it extends to work in state and federal courts, demonstrating robust advocacy for those affected by rideshare incidents.

We value both litigation strength and compassionate, personalized service. From the initial consultation to the resolution of a case, our clients receive direct access to experienced attorneys who prioritize transparency and responsiveness at every step of the legal journey. This approach builds trust and fosters a collaborative environment where clients feel supported and informed.

Because we represent individuals only, our loyalties are never divided between injured clients and insurance companies involved in a crash. When someone comes to us after being hurt in an Uber or Lyft crash, we take the time to learn how the collision has affected their work, family life, and long-term plans. That deeper understanding shapes the way we present the claim, from documenting medical treatment to explaining non-economic losses to a jury if the case goes to trial.

St. Louis Rideshare Accident Statistics and Trends

St. Louis has seen a noticeable increase in rideshare usage in recent years, which unfortunately correlates with rising accident numbers. Pressure on local highways, such as Interstates 64 and 70, increases the likelihood of traffic incidents in these areas. At Sedey Harper Westhoff, we are familiar with local patterns and work to use this understanding for our clients’ benefit, bringing local context into each case preparation.

We regularly see claims arising from congestion around entertainment districts, sporting venues, and bridges that connect St. Louis to Illinois, where sudden lane changes and hurried pickups are common. Understanding how traffic typically flows near Ballpark Village after a game or along Washington Avenue late at night helps us reconstruct what likely happened when a crash occurs. That context can support arguments about why a driver’s decision was unsafe even when police reports or insurer summaries are brief.

By staying familiar with typical weather patterns, construction zones, and seasonal traffic surges, we can also better explain to insurers and, when necessary, juries why a particular collision was foreseeable and preventable. This kind of local knowledge goes beyond generic accident descriptions and gives rideshare passengers, drivers, and other injured road users in St. Louis a clearer picture of how their case fits into larger trends.

Common Types Of Rideshare Accidents We See In St. Louis

Not every Uber or Lyft crash happens the same way, and how your accident occurred plays a major role in how a claim is built. In St. Louis, rideshare collisions happen everywhere—from congested downtown streets to fast-moving interstates and quiet residential blocks—often involving distraction, unfamiliar routes, or pressure to keep trips moving.

Some of the most common rideshare accident scenarios we see include:

  • Rear-end collisions in stop-and-go traffic when drivers are focused on the app instead of traffic conditions.
  • Unsafe left turns at busy city intersections where visibility is limited and timing is misjudged.
  • Sideswipe crashes during abrupt lane changes on roads like I-44 or I-64.
  • Pedestrian and cyclist strikes caused by drivers checking their phones near crosswalks or bike lanes.
  • Passenger injuries during sudden stops, sharp turns, or aggressive driving while a trip is in progress.
  • Dooring accidents when a rideshare driver or passenger opens a door into the path of a cyclist.

Each of these situations raises different questions about fault, insurance coverage, and available evidence. By carefully reconstructing what happened in the moments before impact and securing witness accounts, camera footage, and trip data, our St. Louis rideshare accident lawyer helps ensure that the way your crash actually unfolded is clearly documented and not lost over time.

Who May Be Liable After A Rideshare Accident In Missouri?

One of the most confusing parts of a rideshare accident is figuring out who is financially responsible for your injuries and losses. Depending on the facts of the crash, liability may rest with the Uber or Lyft driver, another motorist, or a combination of several parties. Missouri’s comparative fault rules add another layer, because each person or company may try to shift blame to reduce the amount they must pay. Sorting through these arguments takes careful attention to both evidence and the insurance contracts involved.

We start by looking at the role of the rideshare driver and whether their conduct met basic safety standards on St. Louis roads. If they were speeding to make up time between trips, reading a message on the app, or making an unsafe maneuver across several lanes near exits on I-55, their actions may weigh heavily in the fault analysis. At the same time, another driver might have run a red light or failed to yield, which can lead to overlapping responsibility that needs to be carefully apportioned.

Responsibility does not always stop with the individuals directly involved in the crash. In some situations, the rideshare company’s policies and screening practices, or even a third party responsible for vehicle maintenance, may be relevant. By identifying every potentially liable party early, we help protect clients from being pushed toward quick settlements that do not fully address their future needs.

Our Approach to St. Louis Rideshare Accident Cases

After a serious Uber or Lyft accident, it is normal to feel unsure about what happens next. Our role is to take the legal and insurance burden off your shoulders while keeping you informed and in control. Although every case is different, we follow a consistent, proven process designed to protect your claim and position it for the strongest possible outcome under Missouri law.

Our approach typically includes:

  • Initial case review to understand how the crash happened, who was involved, and what injuries you have suffered.
  • Evidence collection, including police reports, rideshare trip data, phone records, and available photos or video from nearby streets or businesses.
  • Insurance analysis to determine which policies apply based on the driver’s status in the Uber or Lyft app at the time of the collision.
  • Medical impact evaluation to assess how the accident affects your health, work, and daily life now and in the future.
  • Ongoing communication with insurance companies while keeping you updated before any major decision is made.
  • Negotiation or litigation preparation, if a fair settlement is not offered, including filing suit in the appropriate St. Louis or Missouri court when necessary.

This structured process allows us to move your case forward efficiently while giving you the time and space to focus on recovery.

Frequently Asked Questions About Rideshare Accidents

What Compensation Can I Seek After A Rideshare Accident?

Victims may seek compensation for medical expenses, lost wages, property damage, and pain and suffering. Each case is unique and requires a thorough evaluation of the immediate and long-term impacts of injuries. Our firm’s background in personal injury matters helps us pursue compensation aimed at covering the full scope of consequences stemming from the accident.

Should I Contact The Rideshare Company After An Accident?

You should report the accident to the rideshare company, but any detailed discussion or negotiation should be handled cautiously. Insurance adjusters may aim to minimize payouts. Having legal representation is helpful to communicate effectively and protect your interests. At Sedey Harper Westhoff, we manage communications and negotiations, working to ensure our clients are treated fairly.

What If The Rideshare Driver Was Not Logged In?

Insurance coverage varies depending on the driver’s status. If not logged in, the driver’s personal insurance policy typically applies. However, the details can be complex, and having a knowledgeable attorney helps navigate these issues to determine applicable coverage and recovery options.

How Long Do I Have To File A Claim In Missouri?

In Missouri, the statute of limitations for many personal injury cases, including rideshare accidents, is generally five years from the accident date. It is important to start legal proceedings promptly to help preserve evidence and protect your rights within the applicable legal timeframe.

Contact Our Rideshare Accident Lawyer In St. Louis Today

Taking prompt action is important if you have been involved in a rideshare accident in St. Louis. At Sedey Harper Westhoff, our experience navigating personal injury law, tailored strategies, and a client-centered approach position us as your dedicated partner in seeking justice and fair compensation. We believe in informing and supporting our clients, so that the transition from the accident to resolution is handled with care. Do not let complexity or uncertainty deter you from protecting your rights—reach out and let us help shoulder the burdens on your behalf.

Contact us at (314) 819-0963 today to get started with our St. Louis Uber & Lyft accident attorney.

Frequently Asked Questions About Missouri Car Accident Lawsuits


  • Can I Represent Myself in a Missouri Car Accident Lawsuit?

    While you can represent yourself in a car accident lawsuit, doing so can often be more disadvantageous than beneficial. Car accident cases involve complex legal standards, intricate procedures, and rigorous documentation requirements that can overwhelm those without a legal background.

    Personal injury attorneys are well-versed in the nuances of these cases. They possess the skills to interpret legal jargon and meet specific court requirements and deadlines. Without this knowledge and experience, individuals might make costly errors, miss critical deadlines, or fail to adequately present evidence, potentially undermining their case. Furthermore, insurance companies often take advantage of unrepresented plaintiffs by offering lower settlements, knowing they lack the negotiation experience that seasoned attorneys bring to the table. By hiring a seasoned legal professional, plaintiffs may be more likely to achieve a fair compensation outcome and have the support needed to navigate the negotiation and litigation processes successfully.

  • How Long Does a Missouri Car Accident Lawsuit Typically Take?

    The duration of a car accident lawsuit in Missouri can vary greatly, often spanning from several months to a few years. Several factors influence the timeline, including the complexity of the case, the willingness of parties to settle, the severity of injuries, and the court's schedule.

    Initially, a lawsuit involves stages like filing a complaint, discovery, negotiations, and potentially going to trial. Discovery, a critical phase where both sides gather and exchange information, can extend the timeline based on the volume of evidence and the number of witnesses. If the case reaches a settlement, this may occur relatively quickly. However, if it proceeds to trial, it can take significantly longer. Retaining an experienced personal injury lawyer can help you navigate these processes efficiently.

  • What If I Was Partially at Fault for a Missouri Car Accident?

    If you are involved in a Missouri car accident where you may bear some responsibility, it is crucial to understand how the state's pure comparative negligence system impacts your ability to recover damages. Under this system, you can still seek compensation even if you are partially at fault for the accident. However, the amount of compensation you can receive will be adjusted according to your degree of fault.

    In practice, this means that if you are deemed to have contributed to the accident, the total damages you are awarded will be reduced by your percentage of fault. For example, if the court determines you are 30% at fault and awards $100,000 in damages, you would only receive $70,000, reflecting a deduction equivalent to your share of the liability.

  • Will My Missouri Car Accident Case Go to Trial?
    Not necessarily. Whether a Missouri car accident case goes to trial largely depends on the specific circumstances surrounding the incident and the decisions of the involved parties. While many personal injury claims are resolved through settlements before reaching a courtroom, certain cases may require a trial for a variety of reasons. Key factors that influence this outcome include the complexity of the case, the degree of fault disputed, the amount of damages claimed, and the willingness of both parties to negotiate. If an insurance company contests the claim or offers an unsatisfactory settlement, going to trial might be the best avenue for obtaining fair compensation.
About Your Personal Injury Case
  • We investigate and evaluate your injury and the harm you have suffered.
  • We negotiate a quick, fair settlement with the insurance company where possible.
  • We work with your medical providers to develop a strong case of negligence.
  • We take your case to court to get you the best result.

We Get Results!

Our clients say we are smart, hard-working, aggressive advocates, who will fight for your rights.

    "I have the utmost respect for Sedey Harper Westhoff."

    They are a unique group of smart, talented, dedicated and passionate attorneys working together to represent their clients with the highest degree of legal expertise, and to make a positive difference in the world. Their work is unparalleled.

    - Francine K.
    "The counsel that I received from Sedey Harper Westhoff during each phase of my discrimination and retaliation case was excellent."

    The professionalism and knowledge exhibited, and the personal touch my family received, was comforting during a very difficult time in my life.

    - Rickey D.
    "You don’t just get one attorney… you get an entire firm on your side. I can’t recommend them highly enough."

    Their reputation with the court system and the opposing firm / defendant spoke volumes in getting this case to a winning settlement. Most importantly, they are real people in a sea of so many attorneys.

    - Terry H.

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